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Accessibility and Ownership of Financial Accounts by Married U.S. Farm Women

Family Economics Research Group, Agricultural Research Service, U.S. Department of Agriculture, 442A Federal Building, Hyattsville, MD 20782

Married farm women's accessibility and ownership of farm and household credit and cash accounts was measured with a score constructed from various items in the 1980 National Farm Women Survey. The majority of women were found to be partially or not involved with the accounts, with variation among the women in regard to the degree of accessibility and ownership. Discriminant analysis indicated that farm women's education, age, and level of off-farm income; stage of family life cycle; and the women's participation in farm decisionmaking, their perception of their farm involvement, and farm task participation distinguished between women with high scores and those with low scores. Attributes of farm women and characteristics which are unique to farm women in their interaction with their farms differentiated those who are financially involved with the farm and household accounts from those with little involvement. Farm characteristics, however, did not contribute to group differentiation.

Family and Consumer Sciences Research Journal, Vol. 14, No. 2, 208-217 (1985)
DOI: 10.1177/1077727X8501400204


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